I maintain these medical bills from a recent surgery and caused a immense financial burden for me. I make enough to live comfortably, but not enough to existent comfortably and pay this huge amount of …

I include a $ 530,000-interest of all mortgage loans. I'll be interested in refinancing (if they do a fair time to do this?) Should I refinance and add 'my $ 15,000 personal encumbered on my …