How Likely Is It That A Bank Would Consolidate Other Debts With A New Mortgage Loan?
Submitted by admin on Tuesday, 29 September 200912 Comments
I look forward to buying a house, but it would be much cheaper to do this, my two other notable debts are consolidated into the mortgage. How likely is it that this is uniform a possibility? The two demands were the last year and a half of my car loan (approx. $ 7500) and confidence card debt. I want to have co-signatory on the mortgage market.
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As a loan officer there are a few things you can do. Off the top of my head you can buy the house and after two years if the home holds it value you can refi and roll whatever other debts you want into your mortgage.
This is possible if you are re-fing and have equity in the property.
Not possible if you are purchasing a property. If you are putting a downpayment, see if you can qualify without a down payment. Then take the cash you would normally have and put it towards your debt.
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Impossible since a lender will never give you more than 80% of the purchase price.
No
They are only going to finance the house
won’t happen,,,,and the person cosigning your loan would be a fool….
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