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How to Write a Hardship Letter – What is a Hardship Letter and How is it Written? – Proven Advice

Submitted by on Thursday, 9 April 2009View Comments
How to Write a Hardship Letter – What is a Hardship Letter and How is it Written? – Proven Advice

Before learning how to write a hardship letter to stop foreclosure properly it’s important to understand exactly what a hardship letter is. It’s a letter written to your lender explaining in detail the reason you can no longer afford to pay your mortgage. After contacting your lender, which you should do at the first sign of default, you will most likely be instructed to submit a hardship letter. Its importance cannot be understated. Often, it is the only document that will convince your lender to halt the foreclosure process and agree to either a short sale or a loan modification. Because of this, learning how to write a hardship letter is critical to your success. Below are some basics steps to help you learn how to write a proper hardship letter.

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